About Janae Peterson

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So far Janae Peterson has created 16 blog entries.

9 Tax Facts and Tips to Save You Money

2020-12-14T09:55:31-07:00December 14th, 2020|

Tax brackets and tax rates have changed. Every year, the tax brackets for taxable income are adjusted based on the rate of inflation. Table 1 illustrates your marginal tax bracket based on taxable income. Table 1: Tax brackets for 2020 The increased standard deduction has simplified filing for many. The standard deduction for married filing ...

9 Smart Planning Moves to Consider at Year-End

2020-12-14T09:31:10-07:00December 14th, 2020|

1. Review Your Income or Portfolio Strategy Are you reaching a milestone in your life such as retirement or a change in your personal circumstances? Has your tolerance for taking risk changed? We experienced historic volatility this year. The broad-based S&P 500 Index lost over 30% in one month. The sell-off was steep and violent ...

Can I Retire Yet? How to Prepare for Retirement

2020-11-05T13:19:01-07:00November 5th, 2020|

About 10,000 Americans are retiring every day! Retirement is on the horizon and I know you’re anxiously awaiting that glorious chapter of your life. But are you really ready? Even if you’ve been saving in your retirement plans for years, there are still some things that you should do to make sure ...

6 Steps That Put You on the Path to a Successful Retirement

2020-10-17T03:55:18-06:00October 8th, 2020|

Achieving your financial goals doesn’t just happen by itself. It takes a plan, implementing the plan, adhering to the plan, and when necessary, adjusting the plan. Simply put, failing to plan is planning to fail. Don’t plan to fail! Nearly everyone will receive Social Security, but Social Security won’t pay all the bills. Only 40% of ...

Do I Need a Financial Advisor or Can I Do it Myself?

2020-10-08T15:17:19-06:00October 8th, 2020|

You may be asking yourself “Do I need a financial adviser?” or “Should I manage my own investments?” These are very common questions. When thinking about this, there are 5 main considerations to help you decide on. Do You Have Time To Devote to Financial Planning? The age old saying goes “Time is ...

Why the Volatility in the Stock Market?

2020-09-10T12:39:05-06:00September 10th, 2020|

By Daniel Carnes   Investment analyst, financial adviser Warren Buffet has a saying, “predicting rain doesn’t count, building an ark does.” In the investing world we call this the Noah Rule. Since the 35% drop in the S&P 500 index in February/March of this year, our attitude towards the market fundamentals has been very skeptical. At the time of this writing, ...

Advice for College Students

2020-09-10T12:33:29-06:00September 10th, 2020|

Here is some advice that you may want to share with your college-bound kids/grandkids or those already in school. Or you can share with your friends/family who have kids in school. For most incoming students, the freshman year begins in late August or early September. You are about to embark on a new journey. Some ...

How Fiduciaries Manage Your Investments During a Market Downturn​

2020-08-27T08:42:00-06:00August 27th, 2020|

The stock market’s 10-year bull run came to a screeching halt in early 2020 when fears of the impacts of COVID-19 emerged. Since March, there has been unprecedented volatility in the stock market. While this can be unsettling to anyone, especially investors nearing retirement or in retirement, our financial advisors have strategies for ...

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