We are a Colorado Registered Investment Advisory firm located in Montrose, Colorado. We offer fee-only financial planning advice and investment management without being influenced by commissioned sales products. Our advisors and staff are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which we maintain clients.

Our web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of our web site on the Internet should not be construed by any consumer and/or prospective client as our solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from our advisors. We do not render or offer to render personalized investment advice or financial planning advice through this medium. This medium is limited to providing you with general information on our services and provides a way for you to contact us.

Advice can only be rendered after all of the following conditions are met:

  1. Delivery of our Form ADV Part 2a & 2b Disclosure to you.
  2. Execution of an Investment Advisory and / or Financial Planning agreement between you and us.
  3. Initial payment or arrangement for the payment of the planning fee or investment advisory fee by you to us.


The information in this web-site is based on data gathered from what we believe are reliable sources.

The accuracy of the information is not guaranteed, does not purport to be complete and is not intended as the primary basis for investment decisions. It should also not be construed as advice that meets the particular investment needs of any investor.

The accuracy of the information is provided with the understanding that we are not rendering legal, accounting, tax, or other professional services. If legal advice or other expert assistance is required, the services of a competent professional should be sought. All references that might be made to an investment or portfolio’s performance are based on historical data and one should not assume that this performance will continue in the future. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.


Learn more about us and if our services are a match for your needs.